75+ Years Combined Experience

Chicago Personal Injury Attorney - No Fee Unless We Win

When you're injured through someone else's negligence, you deserve strong legal representation. We handle car accidents, workers' comp, wrongful death, and more throughout Chicago and nearby counties.

Millions Recovered

75+ Years Experience

No Fee - Unless We Win

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Testimonials

Hear From Our Clients Just Like You

2.53M

Disability Claim

1.23M

Auto Accident

1.25M

Motorcycle Accident

1.2M

Premises Liability

Millions Recovered
For Our Clients

Cutler Hull Law understands how a serious injury can turn your entire life upside down. When you’re hurt because of someone else’s actions, the stress, the medical appointments, and the financial pressure can feel overwhelming. Our Chicago personal injury attorneys step in to take that weight off your shoulders. We guide you through every stage of the legal process with clarity and steady support, giving you the space to focus on healing while we work to protect your rights and pursue the compensation you deserve.

Stay In Control Of Your Personal Injury

Cutler & Hull Law Group handles personal injury cases throughout Chicago and nearby counties, including car accidents, workers’ compensation, wrongful death, slip and fall, construction accidents, and dog bites. With more than 75 years of combined experience—including insight from former insurance-side work – we know how to build winning cases and maximize your compensation. Call us today for a free consultation: no fee unless we win.

What To Do Right After an Accident in Chicago

The steps you take immediately after an accident can protect both your health and your legal rights. Here’s what you should do:

Step-by-Step Checklist

Get medical care immediately

Even if injuries seem minor, see a doctor. Delayed symptoms are common, and medical records create crucial documentation.

Document the scene

Take photos of injuries, property damage, hazards, and the surrounding area. Capture vehicle positions, skid marks, or any dangerous conditions.

Exchange information

Get names, phone numbers, insurance details, and license plate numbers from all parties involved.

Notify your insurer

Report the incident but keep your statement brief and factual.

Avoid recorded statements

Don't give detailed statements to other insurance companies without legal advice. Adjusters may use your words against you.

Call a lawyer

Contact Cutler & Hull as soon as possible. Early legal guidance protects your claim.

Call 911 if anyone is injured, if there’s significant property damage, or if the other party leaves the scene. A police report provides an official record that establishes key facts—who was involved, when and where it happened, and any citations issued. In workplace accidents, report to your supervisor immediately and file an incident report.

Time is your enemy when it comes to evidence. Security footage gets erased, witnesses move away, and memories fade. We act fast to preserve camera footage from businesses and traffic cameras, interview witnesses while events are fresh, inspect accident scenes before conditions change, and request maintenance records, inspection logs, and other documents before they disappear.

Not every accident creates a legal claim, but if someone else’s negligence caused your injury, you are likely having a case. We evaluate whether the at-fault party owed you a duty of care, whether they breached that duty through careless or reckless actions, and whether their breach directly caused your injuries and damages.

 

Yes. Illinois follows a modified comparative negligence rule: you can recover compensation even if you share some blame, if you are not more than 50% at fault. If you’re found 20% responsible, for example, your award is reduced by 20%. If you’re 51% or more at fault, you recover nothing. Insurance companies often try to shift blame onto victims to reduce payouts—our job is to fight that narrative with evidence.

What Compensation Can I Recover?

Illinois law allows injury victims to recover both economic and non-economic damage:

Medical bills

Past and future treatment costs, including surgeries, therapy, medication, and assistive devices.

Lost wages and earning capacity

Income you've already missed plus future earning potential if your injury limits your ability to work.

Pain and suffering

Physical pain, emotional distress, anxiety, depression, and loss of enjoyment of life.

Disfigurement and disability

Permanent scars, amputations, or impairments that affect your quality of life.

Property damage

Vehicle repairs or replacement, damaged personal belongings.

How We Calculate Value

Three factors drive case value: liability (how clear is fault?), damages (how severe are your injuries and losses?), and coverage limits (how much insurance is available?). We dig into medical records, employment history, expert testimony, and policy details to build the strongest possible demand. Our former insurance-side experience means we know exactly how adjusters evaluate claims – and how to counter lowball offers. 

Deadlines You Should Know in Illinois

Miss a deadline and you may lose your right to compensation entirely. Here are the critical timelines:

Most Injury Claims: 2 Years

Illinois law gives you two years from the date of injury to file a personal injury lawsuit. Exceptions exist for minors and cases involving government defendants, but don't wait. Evidence fades and witnesses disappear.

Wrongful Death: Typically, 2 Years

Wrongful death claims generally must be filed within two years of the date of death. These cases are brought by the estate representative on behalf of surviving family members.

Workers' Comp: 45-Day Notice Rule + Filing Windows

Injured workers must notify their employer within 45 days (oral or written notice counts). You then have three years from the date of injury - or two years from the last payment of compensation - to file a claim with the Illinois Workers' Compensation Commission. Reporting delays can jeopardize your benefits.

Why Hire Cutler & Hull?

We combine deep experience with personalized service. Here’s what sets us apart: 

75+ years of combined experience – Our attorneys have spent decades handling complex injury claims and know how to navigate every stage of the legal process. 

Former insurance-side work – We’ve seen the playbook insurers use to deny and devalue claims. That insight helps us stay two steps ahead. 

Direct communication – You’ll work with your attorney, not just paralegals or assistants. We answer your calls and keep you informed. 

Home and hospital visits – Injured? We will come to you. No need to travel when you’re recovering. 

Service areas – We represent clients throughout Cook County, DuPage County, Kane County, LaSalle County, Lake County, Grundy County, and Will County. 

Results that speak – We’ve recovered over $10 million for injured clients through settlements and verdicts. 

At-a-Glance 

  • No fee unless we win – Contingency fee representation. 
  • Free consultations – Case reviews cost nothing.
  • After-hours support – Available by appointment evenings and weekends.
  • Proven track record – Decades of successful outcomes. 
  • Compassionate advocacy – We treat clients like family.

Practice Areas We Handle

Car Accidents

Rear-end collisions, T-bone crashes, pedestrian accidents, motorcycle wrecks, commercial vehicle accidents, and road defect cases. We handle liability disputes, uninsured motorist claims, and complex multi-vehicle collisions.

Workers' Compensation

Injured on the job? We help you secure medical benefits, wage replacement, and vocational rehabilitation. We also handle denied claims and appeals before the Illinois Workers' Compensation Commission.

Wrongful Death

When negligence takes a loved one, we help families pursue justice. We handle wrongful death cases arising from car crashes, workplace accidents, medical malpractice, and other fatal incidents.

Slip & Fall / Premises Liability

Property owners must maintain safe conditions. We represent clients injured by wet floors, broken stairs, poor lighting, inadequate security, and other hazardous conditions on commercial or residential property.

Construction Accidents

Construction sites present unique dangers—falls, equipment malfunctions, electrocution, struck-by accidents. We pursue claims against employers (through workers' comp) and third parties like contractors, subcontractors, and equipment manufacturers.

Dog Bites

Illinois holds dog owners strictly liable for injuries caused by their animals. You don't need to prove the owner knew the dog was dangerous—just that the attack happened without provocation.

How Our Process Works

We make the legal process as simple and stress-free as possible: 

Free Case Review → Investigation → Medical & Damages Documentation → Negotiation → Litigation if Needed 

Step 1: Free case review – We listen to your story, explain your rights, and determine if you have a case. No obligation, no cost. 

Step 2: Investigation – We gather evidence, interview witnesses, review police and medical records, and consult experts to build a strong foundation. 

Step 3: Medical and damages documentation – We work with your doctors to document the full extent of your injuries and calculate your economic and non-economic losses. 

Step 4: Negotiation – Most cases settle before trial. We present a detailed demand to the insurance company and negotiate aggressively for maximum compensation. 

Step 5: Litigation if needed – If the insurer won’t offer a fair settlement, we’re ready to take your case to court. We prepare every case as if it’s going to trial. 

Contingency Fee & Costs Explained (No Fee Unless We Win) 

You pay nothing upfront. We advance all case costs – filing fees, expert witnesses, court reporters, records requests—and we only collect our fee if we win your case through settlement or verdict. If we don’t recover compensation, you owe us nothing. 

Recent Results

Our firm has recovered over $10 million in total settlements and verdicts for our clients. The following cases represent the types of matters we regularly handle:

Workers' compensation case

48-year-old commercial electrician sustained three herniated disks while lifting a ladder; case settled out of court.

Medical malpractice case

83-year-old heart patient misdiagnosed with emphysema at emergency room; patient died less than 24 hours later from pulmonary embolism; case settled out of court.

Motorcycle accident

Husband and wife broadsided by motorist; husband sustained severe wrist injury and road rash, wife sustained severe leg fracture requiring multiple surgeries; settled for driver's policy limit and clients' under-insured limit.

Slip and fall case

Plaintiff fell in Target parking lot on ice accumulated in crevice, suffered damage to peroneal nerve causing walking difficulties; case settled out of court.

Dog bite case

Neighbor's pit bull attacked plaintiff as she separated dogs, bit off upper third of her right thumb; defendant's insurer paid policy limit.

Car Accidents

Cutler & Hull provides knowledgeable, effective litigation services for people who have suffered an injury or lost a loved one in a car accident in the Greater Chicago Metropolitan Area.

Note: Auto cases in particular are often resolved for less than full value due to lack of adequate insurance. We encourage clients and the public to carry ample liability, under-insured, and uninsured motorist coverage.

FAQs

Generally, two years from the date of injury. Certain claims have different timelines—government defendants require shorter notice periods, and discovery rules may extend deadlines in some cases. Talk to a lawyer promptly to protect your rights.

Yes. Illinois uses modified comparative negligence. You can recover reduced damages unless you are more than 50% at fault. For example, if you’re 30% responsible, your award is reduced by 30%. Our job is to minimize any fault attributed to you. 

No. Under the Illinois Animal Control Act, dog owners are generally strictly liable if their dog injures someone without provocation. You don’t need to prove the owner knew the dog was dangerous—just that the attack occurred. 

You must notify your employer within 45 days, either orally or in writing. Reporting quickly protects your claim and ensures timely medical treatment. Delays can give insurers grounds to deny benefits. 

Typically, a spouse or next of kin files through the decedent’s estate. Most wrongful death claims must be filed within two years of the date of death. Damages may include funeral costs, loss of financial support, and loss of companionship. 

Ready to Talk?

Don’t let insurance companies take advantage of you. Get experienced legal help now. 

Call (312) 726-0777 for a free consultation 

We offer after-hours phone support because injuries don’t happen on a 9-to-5 schedule. We also provide home and hospital visits throughout Chicago, Cook County, DuPage County, Kane County, and surrounding areas. 

Office Location:  33 North Dearborn Street, Suite 1000  Chicago, IL 60602 

Serving: Chicago, Aurora, Naperville, Joliet, Elgin, Schaumburg, Palatine, and all nearby communities.